Con-dem-ned Plebdom - Cheers Marra Dave!: Monday, March 28, 2011

Monday, 28 March 2011

Pink Cowboy boots and an over payment but not in a good way !!!

Good news or bad news first....??? hmmm
Ok when I was signing on they over paid me by £420. Boo - I have it and can pay it. Such is life- No arguing with HMRC/ benefits agency. Just puts debt plan back a bit.

As regards money I need to contact tax credits on April 1st ( fools day and contacting HMRC.... This has to be funny) change details for job, update claim to to be judged on what I am earning this year and take account of change in wages,hours and child care. Will wait with baited breath as per the outcome!!!

Have put notice in at work and start new job in a fortnight!!! Eeek back to full time!!!! but maybe in time If I do not go to uni I can wrangle 30 hours a week or term time only with a bit extra in order to do the job properly.

On a lighter note..........

Perusing the Whitley bay charity shops supposedly only for a look I came across my stockpiling kiddies clothes bargains - not breaching the £2.00 rule and all for 4-5yr olds (- I collect a year in advance)

Shirt dresses for £1.25 each ( x2 ) one 'ecru/stone whatever' and one a wine purple colour, a funky M&S top for 50p and a brand new never been worn purple and lighter purple style dress for 50p. The best bargain of all were Dusky pink cowboy boots - brand new never been worn perfect size 8 for £1.00.

Dresses - Primarni - I wouldn't pay full price for Primarni, Funky Top M&S, Other Dress unknown!

She loves them to bits. I wouldn't ever have considered purchasing these full price as they are incredibly impractical and a silly design and colour for children's shoes but for £1.00!!!!!!! And she so does enjoy dressing up!!! Mummy got a ring to make up for the stress of the repayment issue.

Dusky pink suede type cowboy boots!!!

My ring - just plastic and cheap tin but I like the chunky green /black swirly bits!

Watching Scooby Doo!

Well even the RSPCA Charity shop is catching onto the vintage thing - More miserable children seen - a set of four at £4 each! Not likely!!! So not just fashion but home wares too are victim to the Charity shop book. Vix I do believe you will have a veritable miserable children antique collection in a few years- highly sort after and worth much more!

XXX

Why do I Blog!

Well primarily for me its a cathartic get it off my chest / a means to organise thoughts / to take stock. A journal that in 2012 has an interactive ' Dear diary' that is vast.

I don't write to share wisdom. Have very little of that. I don't claim to have an aspirational lifestyle of any kind. I dont write for it to be read even. If it is and my mad mixed up life interests people, makes them laugh, is a bit of a soap opera, whatever then that's great. Blogging - a bit of an affirmation of real life life choices maybe....

Sometimes my blog brings order and reflection to the real world. Sometimes Blogland folks share pearls of wisdom which is very very cool! :-)

I ve gained a great deal from reading other peoples blogs. Different ways of life are always interesting. I don't get involved in giveaways or stuff like that. I think its lovely though. Am pants at choosing gifts and it would give me no end of nightmares.

I read blogs before I blogged. Some people share so much and through reading I have learnt a great deal.Practical and otherwise.The tips are fantastic for frugal stuff. As are the stories of strangers lives. INSPIRATIONAL and all wonderfully different.

I m a bit of a roller coaster girl up and down. The blog keeps me more train like. Also an outlet for the negative stuff. A bit like wind. And by that I mean the gaseous stuff. BETTER OUT THAN IN. My blog is then a load of old fart.....this amuses me greatly.

Thanks Dave!!!

Once upon a time the end was in sight and financial freedom from my little debt of under 5k was nearly within my grasp! December 2012 if not before with the benefits of frugality however our friend Dave had other plans!!!!

I was made redundant from my job with a pish package I took what I could find till a full time position. Finally taking a 10k salary drop.

In 2009 I invested in property buying my house with a 15% deposit. n 2011 after three years of home owning and negative equity to the tune of 12k I have finally sold and now have jack bloody buggery shite. What smarts is that I gave up time with my small child in favour of seeking security for us. If only I had done the opposite....... rented, claimed top up benefits and saved my hard earned cash .... quality of life for me and weeny girl for three years would have been be better and we would have a cash sum in the bank and no debt.

You play frugal, play independent, watch your consumption, don't do frivalous sofas or new cars, no nights out at the pub type debt just what you have to! After a double whammy from the government - house market slump and Local Authority redundancy compounded by rural living what is a single mum supposed to do???? = Suck it up, Keep smiling, and use a brush instead of a hoover.