Wednesday, 16 March 2011

Am pondering.............

Am pondering options........ not sure the whole cap thing sits that well with me..... am pondering lots..... may have to tweak what they feel is right to what I feel is right... may be able to make a bulk payment to one of creditors to bring debt down, credit card can get transferred and transferred for 0% interest till its paid off. They are lovely but I don't think any of them have actually been in real debt..... must decide tomorrow and make investigative phone calls...


  1. Hi, I found your blog through Frugal queen, have you thought of trying the other charities that deal with debt such as CCCS or national debt line, what about doing a debt management plan, Frugal Queen would offer lots of ideas x

  2. HI Dub girl - I may contact CCCS they have been reccommeded to me before. I can't see the debt reduction poor mans bankruptcy working as I stillown my house. Checking onthe internet I would no be eligible so that doesn't inspire confidence. I have savings and don't know it if woudl be worth making a bulk payment reducing and such. Some of the CAP budget things are a bit ridiculous I feel. I have 45 per month that I culd use to pay off debt till October when my car insurance will be due. I think there is some juggling to be done personally. Will try cccs and see what they say

    Thanks for the support

    CHeers hun