Waiting for pay day!!!

When is pay day!!!  Ahhhh Ok need to get serious now! Have paid two big bills - the overpayment from DWP when I was made redundant and a shortfall in child tax credits has mean't I have had to fork out £200 for child care! Seeminly they have overpaid me this year and the last payment was £200 short of the child care bill.

I am awaiting the nasty mechanics bill for the mot, service and work to get the car through its MOT. I am hoping about £350 tops. Then I have tax to pay - £120. SO the best part of a further £500 quid from the savings. I will be frugalling the shopping till the money starts comming in again. The extra spends - trips to Carlisle and such  have all added up. My mobile bill was also over budget by £20. I have beenusing the phone  to make necessary phone calls and have gone over my limit by £17!!!!!!! I never use all my minutes. I have a contract so am a bit tied. My goal is £25.

I have managed to stay within my budget for BT- intrenet has pushed payments up a few times going over my down load limit.   Working full time I should save money on heating and phone calls and such but will be paying more on fuel and using the car more.

Meagre shopping and being creative with the freezer stock should help.


Positive note  its free weekend tomorrow and we wil be taking a picnic and not indulging in souveneir shops.

Ho hum a frugaling I come!!!

Guilts

And now feeling guilty over the uneccessary spend, use of petrol and wasting of time...... oh well tis done now. Must do better next time!!!. Found out today that council tax is only going to be £43 per month so that alleviates the guilt a little!!

I need to find my camera!!! Positive finds and 'new to me' kitchen stuffs!!

or rather the discy thingamybob that means I can upload photos of finds, gifts, fun stuff to the laptop nd illustrate the blog. Methinks it may be in the old standalone PC which is hiding in the back of the cupboard just in case!!!

I have loads of new kitchen stuff - well new to me! Biggles was having a clear out!! I have had a habit over the years, since my mid twenties of deserting, running for the hills taking only the cats after a relationship cohabitation break up. Even in non cohabiting relationships I never ask for stuff back. I just go - has always been me heading for the hills - I figure if you decide its over then off you go! Anyways my haul of kitchen equipment has never recovered! When I think about the gems I have left behind...... Proper hardy equipment built for longevity - stuff inherited from my mum and granny built in the 50's, 60's 70's to last!

Todays' donations are all  modern type things but am not complaining (- I do enjoy therapeutic cooking - doesn't always turn out how I want but I do enjoy the journey! ) Cake tins, pans, dishes and a deep fat fryer  to be used for special occasion chips!! I can make proper cakes now!!


(Later we christened the 'new to me goods' with cauliflower cheese  avec les bonuses- with added bacon, onions, carrots and broccoli and a few home made oven chips .............followed by pancakes for the Shroves of course)

We had some goods to donate to the Charity shop. - bits that no one needed. (That man had 7 frying pans -for example - I now have three and he has two) While donating  I found a find!!!!!!!!!!!! Brand new dark grey marks and spencer dress suit - for job interviews/course interviews for only £15 - the gods of finds and bargains hath blessed me. It is very 'boring' and only really good for interviews, funerals, serious work days. May be this is a sign of positive things to come...........hmmmm Will have to wait and see...............
 Can't afford it especially after the hike in bills but I really need to keep the good omens on my  side!!

Lots of  fabulous kitsch crockery and If I had the time and money to start a collection then........ahhhhhh sign. lol


Muchos lovos!

Eeek

A new really useful frugalling site!

A new really useful frugalling site!!!
Chose the option to find alternative tel numbers to the 0870, 0845 numbers that you cannot ring from your mobile without being charged for them - IE they won't come out of your minute allowance.I am assuming this would also be useful for landlines that have free calls and only charge for certain tel numbers!!


http://www.saynoto0870.com/

That Friday feeling!!! Enjoy the Weekend fellow frugallers!!

Another week comes to a close............ I took a fellow frugal bloggers advice and when popping into Morrison's for a single pepper stocked up on the pasta for 20p - got three times the amount I would have in Lidl. well ok 2.5 approx times as much their pasta was 49p a bag - same size bags. As I am away to Whippetland for Saturday I bought a few essentials that I will need at the start of the week as well and purchased the things I will need for next weeks shop that are cheapest in Morrison's - tuna, beans, salt, frozen pizza. I indulge in frozen pizza as a quick meal on Monday nights when I am typically later home form work and need to feed gorgeous one pronto before BBB time-  bath, bed, book. Have managed to go over my broad band limit and also mobile phone limit by ten pounds each. tut tut. I shall query the mobile and request itemised bills again. I need to know where this money is going. I have also downloaded a free download monitor. I really do not understand how I am going over my 10gb or whatever it is broadband limit. No unchecked broadband in the area - no talk talk or other cheap deals. One of the issues of rural frugaldom!

Am also pondering frugal driving. I typically go faster than 30mph as there are many country roads around me and the typical speed of traffic is 40mph+ I also drive on motorways a lot and so am doing 60-70 on a regular basis. To conserve I think I will have to decide to do so with rural frugaldom in mind - 40mph on country roads only and 70 max on motorways preferably 60mph.  And its better for the environment. I have however been driving with the boot full of wood for the dump. In my haste I filled the car in prep for the next visit to Alnwick and completely forgot about it! tut tut - the heavier the car the greater the effort the greater the fuel consumption!!!

I have popped my totals in my little monitoring book. £15 49 spent today. That leave only £25 max for food next week.

Enjoy the weekend fellow frugallers! Find lots of free, satisfying free things to do!!! I shall be charity window shopping and generally window shopping in Sheffield and seeking bargains in poundland and other cheapie home bargain shops!!

This weekend will cost me coffee for the driver which is cheap at half the price!!!